Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Tuesday, May 30, 2017
Earn Money Through online Digital India
Earn Money Through online Digital India
?How can you participate in the Digital India initiative and earn money? There are many companies offering online jobs who dupe us by either extracting the work done by us or by asking for a non refundable registration fees. The percentage of jobless people is very high in India, and hence many companies take advantage of this situation. At first the companies offer a job with an initial payment and they give us a work that is to be completed in a fixed time. In need of a job, people readily accept the agreement and pay the registration fees. Later they come to know that the probability of completion of work in that stipulated time is impossible. Here is a new freelance job where you can earn money from home online involving the project of the government of India website digitalindia.gov.in.
2. Provide public access to internet:
3. Highways to have broadband services:
4. Easy access to mobile connectivity:
5. e-Governance:
6. IT Training for Jobs:
7. e-Kranti:
8. Global Information:
9. Early harvest programs:
For this job, all you need is a laptop or a smartphone to earn some extra bucks a month by working for a few hours a day on the government’s digitisation project. All you have to do is visit www.digitalindia.gov.in and register as a user. Once the registration is done, login with your user name and password and start digitising government database. Currently, the government has gone for digitisation by storing scanned copies of official documents. All of them have been stored as images. Since individual entries in images cannot be searched or classified, the real benefit of digitisation is yet to be fully realised.
Such scanned data are not amenable to be linked to similar other data while designing government programmes. The approach is set to change now with the launch of new digitisation initiative launched earlier this month. The idea is to store information through crowdsourcing in such a way that they become authentic digital records. According to the new plan, any government organisation can submit its records for digitisation to Common Service Centre Special Purpose Vehicle in the form of scanned images. These images will then be converted into the template of pages being digitised.
The template will be sent to the organisation concerned for approval. Thereafter, the process of digitisation begins. Each page will be broken into words or phrases. The programme developed for the purpose requires that every word or phrase be sent to two randomly selected registered users. Each one of them will be required to digitise the word. If the two entries match, it will be assumed that what has been keyed in is correct. In case of mismatch, it will be sent to the third person. “Through this process, we will end up accurately digitising the content without compromising on the confidentially aspect.
The Indian government has already set up websites where you can help out. DigitizeIndia.gov.in is such a website where you can be a Digital Contributor. Here you can contribute by entering data (digitizing physical documents) and earn a handsome remuneration for it.
Here’s how you can register and get started with digitizing India.9 major projects under the initiative:
1. Manufacturing of electronics:
The government is focusing on zero imports of electronics. In order to achieve this, the government aims to put up smart energy meters, micro ATMs, mobile, consumer and medical electronics.
2. Provide public access to internet:
The government aims to provide internet services to 2.5 lakh villages which comprises of one in every panchayat by March 2017 and 1.5 lakh post offices in the next two years. These post offices will become Multi-Service centres for the people.
3. Highways to have broadband services:
Government aims to lay national optical fibre network in all 2.5 lakh gram panchayats. Broadband for the rural will be laid by December 2016 and broadband for all urban will mandate communication infrastructure in new urban development and buildings. By March 2017, the government aims to provide nationwide information infrastructure.
4. Easy access to mobile connectivity:
The government is taking steps to ensure that by 2018 all villages are covered through mobile connectivity. The aim is to increase network penetration and cover gaps in all 44,000 villages.
5. e-Governance:
The government aims to improve processes and delivery of services through e-Governance with UIDAI, payment gateway, EDI and mobile platforms. School certificates, voter ID cards will be provided online. This aims for a faster examination of data.
6. IT Training for Jobs:
The government aims to train around 1 crore students from small towns and villages for IT sector by 2020. Setting up of BPO sectors in North eastern states is also part of the agenda.
7. e-Kranti:
This service aims to deliver electronic services to people which deals with health, education, farmers, justice, security and financial inclusion.
8. Global Information:
Hosting data online and engaging social media platforms for governance is the aim of the government. Information is also easily available for the citizens.
MyGov.in is a website launched by the government for a 2-way communication between citizens and the government. People can send in their suggestions and comment on various issues raised by the government, like net neutrality.
MyGov.in is a website launched by the government for a 2-way communication between citizens and the government. People can send in their suggestions and comment on various issues raised by the government, like net neutrality.
9. Early harvest programs:
Government plans to set up Wi-fi facilities in all universities across the country. Email will be made the primary mode of communication. Aadhar Enabled Biometric Attendance System will be deployed in all central government offices where recording of attendance will be made online.
Available link for download
Wednesday, May 3, 2017
Easy Ways To Start Investing With Little Money
Easy Ways To Start Investing With Little Money
Investing even very small amounts can reap big rewards. Here are 5 ways you can start investing with little money today.
Many people put off investing because they think you need a lot of money—thousand of dollars!— to start investing. This just isn’t true. You can start investing for as little as $50 per month.
The key to building wealth is developing good habits—like regularly putting money away every month. If you make investing a habit now, you’ll be in a much stronger financial position down the road.
1. Try the cookie jar approach
Saving money and investing it are closely connected. In order to invest money, you first have to save some up. That will take a lot less time than you think, and you can do it in very small steps.
If you’ve never been a saver, you can start by putting away just $10 per week. That may not seem like a lot, but over the course of a year it comes to over $500.
Try putting $10 into an envelope, shoebox, a small safe, or even that legendary bank of first resort, the cookie jar. Though this may sound silly, it’s often a necessary first step. Get yourself into the habit of living on a little bit less than you earn, and stash the savings away in a safe place.
The electronic equivalent of the cookie jar is the online savings account; it’s separate from your checking account. The money can be withdrawn in two business days if you need it, but it’s not linked to your debit card. Then when the stash is large enough, you can take it out and move it into some actual investment vehicles.
Start with small amounts of money, and then increase as you get more comfortable with the process. It may be a matter of deciding not to go to McDonald’s, and putting the money into the cookie jar instead. Or it could mean passing on the movies, and saving the cash.
If you have trouble setting that money aside, Digit.co is a free app that analyzes your checking account and makes small transfers to a savings account for you. Prefer that money to be invested right away? Acorns is an app that rounds up your credit and debit card purchases and invests the difference.
It’s not fancy, but it’s a start. And for people who’ve never been savers, getting that start is all the more important.
2. Enroll in your employer’s retirement plan
If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small that you won’t even notice them.
For example, plan to invest just 1 percent of your salary into the employer plan.
You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller.
Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.
If you time the increases with your annual pay raise, you’ll notice the increased contribution even less. So if you get a 2 percent increase in pay, it will effectively be splitting the increase between your retirement plan and your checking account. And if your employer provides a matching contribution, that will make the arrangement even better.
3. Let Betterment invest your money for you
Betterment is an automated investment platform that’s cheap and super easy to use.
When you invest your money with Betterment, the site sets you up with a portfolio that includes several exchange traded funds (ETFs).
Betterment figures out how to invest your money for you based on a short questionnaire. Investment management is actually performed by the platform, as this is not a do-it-yourself account where you buy and sell your own choice of securities.
Betterment is the perfect platform if you are new to investing and don’t have a large amount of money to open an account. Not only will Betterment handle the investing for you, but there is no minimum deposit amount to open an account and you can contribute as little as $10 at a time.
If you’re able to set up an automatic deposit of at least $100 a month, Betterment’s fee is 0.35 percent of the amount of money you have in the account, which is pretty low (just $3.50 on an account of $1,000) considering that it also includes professional investment management.
If you do not do an automatic deposit of at least $100 a month and have less than $10,000 invested, the fee to invest with Betterment is a flat $3 a month.
4. Put your money in low-initial-investment mutual funds
Mutual funds are investment securities that allow you to invest in a portfolio of stocks and bonds with a single transaction, making them perfect for new investors.
The trouble is many mutual fund companies require initial minimum investments of between $500 and $5,000. If you’re a first-time investor with little money to invest, those minimums can be out of reach. But some mutual fund companies will waive the account minimums if you agree to automatic monthly investments of between $50 and $100.
Automatic investing is a common feature with mutual fund and ETF IRA accounts. It’s less common with taxable accounts, though its always worth asking if it’s available. Mutual fund companies that have been known to do this include Dreyfus, Transamerica, and T. Rowe Price.
An automatic investing arrangement is particularly convenient if you can do it through payroll savings. You can typically set up an automatic deposit situation through your payroll, in much the same way that you do with an employer-sponsored retirement plan. Just ask your human resources department how to set it up.
Learn more about getting started with mutual fund investing here.
5. Play it safe with Treasury securities
Not many small investors begin their investment journey with US Treasury securities, but you can. You’ll never get rich with these securities, but it is an excellent place to park your money—and earn some interest—until you are ready to go into higher risk/higher return investments.
Treasury securities, also known as savings bonds, are easy to buy through the US Treasury’s bond portal Treasury Direct. There you can buy fixed-income US government securities with maturities of anywhere from 30 days to 30 years in denominations as low as $100.
You can also use Treasury Direct to buy Treasury Inflation Protected Securities, or TIPS. These not only pay interest, but they also make periodic principal adjustments to account for inflation based on changes in the consumer price index.
And as is the case with mutual funds, you can also arrange to have your Treasury Direct account funded through payroll savings.
Many people put off investing because they think you need a lot of money—thousand of dollars!— to start investing. This just isn’t true. You can start investing for as little as $50 per month.
The key to building wealth is developing good habits—like regularly putting money away every month. If you make investing a habit now, you’ll be in a much stronger financial position down the road.
1. Try the cookie jar approach
Saving money and investing it are closely connected. In order to invest money, you first have to save some up. That will take a lot less time than you think, and you can do it in very small steps.
If you’ve never been a saver, you can start by putting away just $10 per week. That may not seem like a lot, but over the course of a year it comes to over $500.
Try putting $10 into an envelope, shoebox, a small safe, or even that legendary bank of first resort, the cookie jar. Though this may sound silly, it’s often a necessary first step. Get yourself into the habit of living on a little bit less than you earn, and stash the savings away in a safe place.
The electronic equivalent of the cookie jar is the online savings account; it’s separate from your checking account. The money can be withdrawn in two business days if you need it, but it’s not linked to your debit card. Then when the stash is large enough, you can take it out and move it into some actual investment vehicles.
Start with small amounts of money, and then increase as you get more comfortable with the process. It may be a matter of deciding not to go to McDonald’s, and putting the money into the cookie jar instead. Or it could mean passing on the movies, and saving the cash.
If you have trouble setting that money aside, Digit.co is a free app that analyzes your checking account and makes small transfers to a savings account for you. Prefer that money to be invested right away? Acorns is an app that rounds up your credit and debit card purchases and invests the difference.
It’s not fancy, but it’s a start. And for people who’ve never been savers, getting that start is all the more important.
2. Enroll in your employer’s retirement plan
If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small that you won’t even notice them.
For example, plan to invest just 1 percent of your salary into the employer plan.
You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller.
Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.
If you time the increases with your annual pay raise, you’ll notice the increased contribution even less. So if you get a 2 percent increase in pay, it will effectively be splitting the increase between your retirement plan and your checking account. And if your employer provides a matching contribution, that will make the arrangement even better.
3. Let Betterment invest your money for you
Betterment is an automated investment platform that’s cheap and super easy to use.
When you invest your money with Betterment, the site sets you up with a portfolio that includes several exchange traded funds (ETFs).
Betterment figures out how to invest your money for you based on a short questionnaire. Investment management is actually performed by the platform, as this is not a do-it-yourself account where you buy and sell your own choice of securities.
Betterment is the perfect platform if you are new to investing and don’t have a large amount of money to open an account. Not only will Betterment handle the investing for you, but there is no minimum deposit amount to open an account and you can contribute as little as $10 at a time.
If you’re able to set up an automatic deposit of at least $100 a month, Betterment’s fee is 0.35 percent of the amount of money you have in the account, which is pretty low (just $3.50 on an account of $1,000) considering that it also includes professional investment management.
If you do not do an automatic deposit of at least $100 a month and have less than $10,000 invested, the fee to invest with Betterment is a flat $3 a month.
4. Put your money in low-initial-investment mutual funds
Mutual funds are investment securities that allow you to invest in a portfolio of stocks and bonds with a single transaction, making them perfect for new investors.
The trouble is many mutual fund companies require initial minimum investments of between $500 and $5,000. If you’re a first-time investor with little money to invest, those minimums can be out of reach. But some mutual fund companies will waive the account minimums if you agree to automatic monthly investments of between $50 and $100.
Automatic investing is a common feature with mutual fund and ETF IRA accounts. It’s less common with taxable accounts, though its always worth asking if it’s available. Mutual fund companies that have been known to do this include Dreyfus, Transamerica, and T. Rowe Price.
An automatic investing arrangement is particularly convenient if you can do it through payroll savings. You can typically set up an automatic deposit situation through your payroll, in much the same way that you do with an employer-sponsored retirement plan. Just ask your human resources department how to set it up.
Learn more about getting started with mutual fund investing here.
5. Play it safe with Treasury securities
Not many small investors begin their investment journey with US Treasury securities, but you can. You’ll never get rich with these securities, but it is an excellent place to park your money—and earn some interest—until you are ready to go into higher risk/higher return investments.
Treasury securities, also known as savings bonds, are easy to buy through the US Treasury’s bond portal Treasury Direct. There you can buy fixed-income US government securities with maturities of anywhere from 30 days to 30 years in denominations as low as $100.
You can also use Treasury Direct to buy Treasury Inflation Protected Securities, or TIPS. These not only pay interest, but they also make periodic principal adjustments to account for inflation based on changes in the consumer price index.
And as is the case with mutual funds, you can also arrange to have your Treasury Direct account funded through payroll savings.
Available link for download
Monday, April 24, 2017
Black Money Scheme Government recovers Rs 65250 crore
Black Money Scheme Government recovers Rs 65250 crore
Black Money Scheme Government recovers Rs. 65250 crore
Read more »
Available link for download
Wednesday, April 19, 2017
How To Deposit Money In A Cash Deposit Machine
How To Deposit Money In A Cash Deposit Machine
Deposit cash into machine are called Cash Deposit Machines(CDM). It looks like Automated Teller Machines(ATM). So you can deposit cash directly into machines(CDM) without any problem. It is very convenient way to deposit money into your bank account as it is save your time also. This type transaction is totally free only you have to need a ATM card of that particular bank account. But before, you should check it is no-envelope ATM or envelope ATM. This post is for no-envelope ATM.
For deposit cash into Cash Deposit Machines you have to follow bellow steps.
(See My Previous post How to withdraw Money from ATM Machine 7 steps before starting this post)
Step1: Swipe your ATM card into CDM machine.
Step2: Select your language
Step3: Enter your secure pin number
For deposit cash into Cash Deposit Machines you have to follow bellow steps.
(See My Previous post How to withdraw Money from ATM Machine 7 steps before starting this post)
Step1: Swipe your ATM card into CDM machine.
Step2: Select your language
Step3: Enter your secure pin number
Step4: Now from the main menu Select Deposit option
Step5: Next you have to select cash deposit option
Step6: Select savings or current type of Account
Step7: Now press Confirm from the menu
Step8: Place the cash
Step5: Next you have to select cash deposit option
Step6: Select savings or current type of Account
Step7: Now press Confirm from the menu
Step8: Place the cash
Step9: The machine may take time to validate the cash
Step10: Displays the denomination. Here you can see the summary, how many notes you enter.
Step11: In Summary if you want to deposit more cash then choose " Add more Cash"
Step12: Place the cash
Step13: Click on Confirm to finish your transaction
Available link for download
Sunday, April 9, 2017
69 Income of Indian Political Parties is Black Money
69 Income of Indian Political Parties is Black Money
69% Income of Indian Political Parties is Black Money
Read more »
Available link for download
Saturday, April 8, 2017
How to Withdraw Money from ATM Machine 7steps
How to Withdraw Money from ATM Machine 7steps
Automated Teller Machines (ATM), it is very easy to use and convenient way to access your bank account. If youre newly get your ATM card from bank and it is not working, dont worry. Some bank takes 24 hours to active there ATM cards. So now you can withdrawal cash from your bank account from almost anywhere.
Try to use your ATM cards and your ATMs from the same bank, Otherwise some services may not be available if your card and ATM dont match.
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Read also
?How to Check Account Balances using an ATM
?How to Change ATM or Debit cards PIN number 7 steps
?How to Use Banks ATM to Deposit Money in ATM Machine with an Envelope
?How To Deposit Money In A Cash Deposit Machine
?How to use Debit Card for Online Payment 5 Steps
Available link for download
Sunday, April 2, 2017
Western Union agrees to pay 586 million penalty for anti money laundering fraud
Western Union agrees to pay 586 million penalty for anti money laundering fraud
Western Union agrees to pay $586 million penalty for anti-money laundering fraud
Read more »
Available link for download
Saturday, March 11, 2017
Flipkart Money is now PhonePe Wallet – Download PhonePe Wallet App Now
Flipkart Money is now PhonePe Wallet – Download PhonePe Wallet App Now
With growing mobile wallet services, flipkart has also stepped in into mobile wallet service. Flipkart had previously launched Flipkart Money which you very useful for instant refunds of order and transfer to bank but now they have rebranded the Flipkart Money with PhonePe Wallet. Now PhonePe Wallet allows more features like you can Send Money, Request Money, Split Bills, Recharge Mobile/ DTH/ DataCard, Electricity Bills, Landline Bills, Gas Bills and shop on Flipkart with wallet and much more.
"Flipkart Money" has been upgraded to "PhonePe Wallet". You can now redeem your wallet balance on Flipkart, Myntra and many other websites and mobile apps.
PhonePe is Indias 1st UPI-based mobile payments app. UPI (Unified Payments Interface) is a revolutionary new way of transferring money to friends and family, directly from your bank account. PhonePe is both 100% secure and lightning fast. No OTP code hassles. No need to enter bank details to transfer money. No need to top up wallets either. Just link a bank account to your PhonePe App once, and pay for all your shopping directly from your bank account.
Download PhonePe Wallet App
Download the App PhonePe Wallet from Google PlayStore by clicking here.
PhonePe Indias Payments App - PhonePe.com Official Website
"Flipkart Money" has been upgraded to "PhonePe Wallet". You can now redeem your wallet balance on Flipkart, Myntra and many other websites and mobile apps.
PhonePe is Indias 1st UPI-based mobile payments app. UPI (Unified Payments Interface) is a revolutionary new way of transferring money to friends and family, directly from your bank account. PhonePe is both 100% secure and lightning fast. No OTP code hassles. No need to enter bank details to transfer money. No need to top up wallets either. Just link a bank account to your PhonePe App once, and pay for all your shopping directly from your bank account.
Download PhonePe Wallet App
Download the App PhonePe Wallet from Google PlayStore by clicking here.
PhonePe Indias Payments App - PhonePe.com Official Website
Available link for download
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