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Sunday, April 2, 2017

Friday, March 24, 2017

Procedure to close a fixed deposit before maturity and after maturity

Closing a fixed deposit before the maturity date will give you a lesser effective interest rate than the one that is advertised as banks will deduct a specific charge before handing out the entire sum that is due as your maturity amount. In order to close a fixed deposit prematurely, you’d need the deposit certificate as proof. The original certificate is always a good idea and you could always have photocopies of the same. In case the original certificate is lost or misplaced, you can fill up the relevant premature FD closing form at the bank.

?The process to close a fixed deposit prematurely is simple:

You need to submit your Fixed Deposit advice( or certificate, receipt) duly signed by all account holders, at the branch for premature liquidation. In the absence of your Fixed Deposit advice, you need to submit the Fixed Deposit Liquidation form.

If booked through Net Banking, banks allow you to do premature withdrawal through Net Banking also.

?After maturity:

A fixed deposits get renewed automatically if not withdrawn on maturity or the interest rate of savings account is paid for period after maturity. Therefore, while opening an FD, you have 2 options:

After maturity the amount be transferred to a specific savings bank account. The account number and bank details should be provided.
Second, the depositor can indicate in the form that the amount be renewed after maturity. The longest tenor for an FD is 10 years.

So if you select the first option while you open an FD, the FD amount will be automatically credited after valid deductions in the appropriate savings account.

If the second option is chosen, the matured amount will be reinvested as an FD with a similar tenor of the previous FD and at the same rate of interest. Investors can choose perpetual or a set number of renewals as well.

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Friday, March 17, 2017

Aadhar can before long be a universal document for Opening Bank Account

The Reserve Bank India issued a notification stating the formally valid documents for gap checking account. run batted in has revised the grasp your client pointers with the governments interference of cash wash norms.

The list of valid documents includes Aadhar Card, PAN card,licence, passport, or the NREGA card. This list is comparable to the previous solely the modification is the other document as is also needed by the institution|bank|banking concern|financial institution|financial organization|financial organisation} or financial institution or treater is replaced by any document notified by the central government.

It has been reported that before long Aadhar can become a universal document for gap a checking account. itll be simple for the purchasers currently to open the account with Aadhar Card. Most of the un banked client might not have the opposite 5 valid documents. With the Aadhar Card currently the minors can even simply open their account.

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Best Download 2017

Sunday, April 2, 2017

Democracy Defeated BJP Bows before MNS ADHM Cleared

Democracy Defeated BJP Bows before MNS ADHM Cleared

Tuesday, March 28, 2017

Watch BBC Documentary Killing for Conservation before its Banned

Watch BBC Documentary Killing for Conservation before its Banned

Friday, March 24, 2017

Procedure to close a fixed deposit before maturity and after maturity

Procedure to close a fixed deposit before maturity and after maturity

Friday, March 17, 2017

Aadhar can before long be a universal document for Opening Bank Account

Aadhar can before long be a universal document for Opening Bank Account