Showing posts with label be. Show all posts
Showing posts with label be. Show all posts

Wednesday, May 24, 2017

After 50 Days Demonetization Will it be Success or Failure for PM Modi

After 50 Days Demonetization Will it be Success or Failure for PM Modi


After 50 Days Demonetization Will it be Success or Failure for PM Modi Ban on Notes
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Monday, May 22, 2017

US 2016 Elections Who Will Be US President Hillary or Trump

US 2016 Elections Who Will Be US President Hillary or Trump


US 2016 Elections Who Will Be US President Hillary or Trump?
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Thursday, May 11, 2017

Banking tips that should be aware How to Reduce Bank Fees!

Banking tips that should be aware How to Reduce Bank Fees!



Banking fees can add up quickly, but our top 10 smart money tips for banking will give you simple steps on how to reduce banking fees and decrease transaction costs. It’s your money; keep more of it for yourself.
There are a few ways that you can save money while you are banking. In a world where the economy is seemingly taking a nose dive, every little penny counts. Here are the top 10 smart money banking tips to help you save money:
1. ATM Conscious – do you realize that you spend anywhere from $1.50-$3 every time you visit an ATM machine? That doesn’t include your bank’s fees on top of it. All together, you are losing about $5 per visit. So limiting your ATM visits can greatly decrease banking fees.
2. Free Checking – Most banks are offering this. In the world of competitive banking, some are even offering money for opening a free checking account.
3. No Balance/ No Minimum Banking – It is best to find a ban
k that you can bank with which will not charge a fee if you don’t keep the minimum amount requirement in your account. Some banks require you to keep a minimum amount in your account or you will be charged. Avoid these fees whenever possible.
4. Savings Accounts – Opening and using a savings account may be to your advantage, especially if you keep large amounts in your account at one time. This is because savings accounts draw in interest. There are some banks that also pay interest to those who have direct deposit into their account.
5. Auto/ Online Bill Pay – With the price of stamps on the rise, it is looking as though resorting to automatically paying bills online will be no choice but a must. Many are resorting to paying bills online versus sending it in the mail and spending the money on a stamp. Also, to save time (some offer discounts as well), you may chose to have your payments automatically withdrawn from your account.
6. Overdraft Protection – It has happened to the best of us. When you get one of those hefty draft fees ($20-35 per draft), it causes a ripple effect. Ultimately, your account is in turmoil. Many banks offer overdraft protection so that if this were to happen, you won’t be paying triple to even your balance back out.
7. Order Your Own Checks – Many times banks have their own checks. Most of the time these checks are very expensive. There are places where you can order nice checks for a fraction of the cost of what you would spend buying your checks through your bank.
8. Banking with Credit Card Logos – There are competitive banks that are offering bank cards that have the MasterCard or Visa logos. This can be an advantage because if you use it as a credit card, not only does it help to build your credit, the money is already in there so you don’t have to spend more to get it out of an ATM machine.
9. Open an IRA – There is nothing smarter than investing in your future. Opening an IRA, especially now. You are saving for the future which will help you. It is best to shop for the best one that offers the best interest and has the better plan overall.
10. Invest in CDs – Shop for the best CD that offers the best interest. Doing this can benefit you when interest rates go down, because the bank has to pay you the amount of interest in effect when you bought it. CD’s are a good way to invest and earn money. Be sure to link to your account and check out the bank’s policy before making your final decision.


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Wednesday, May 10, 2017

Banking tips that should be aware Account knowledge

Banking tips that should be aware Account knowledge



  • Know the fees associated with your account. Ask what types of fees to expect and how you can avoid them. They creep up, and your bank might not prepare you for new fees either. For instance, large banks like Bank of America are instating monthly fees for debit card usage. While charges are between $3-$5, its still a pretty significant fee for debit card users.
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Banking And Financial Awareness (Covering General Banking & Socio-Economic Awareness) IBPS Bank PO/SO/MT,IBPS Clerk,RRBs Office Assistant & Officer Rbi,SBI PO & Clerk
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  • Your purchasing habits are stored. In the ever-connected modern day world, purchases made by debit and credit cards are stored and analyzed. This might not mean a whole lot to you in terms of your debit card usage, but companies could use the data to determine your interest rates for credit cards. Keep that in mind if you tend to make not-so-responsible choices like purchasing huge items spontaneously or blowing your paycheck in a 24-hour period. Otherwise, opt to make more cash purchases.
  • Limit the amount of transfers you make. I had a lot of savings from working during college, but I quickly drained those resources in the real world and racked up killer transfer fees. Banks obviously want you to keep your money in the bank, so budget yourself before you transfer money out of the account. This way you arent forced to pay more fees than necessary.
  • Save, save, save! In your 20s, its a day-to-day financial struggle; I get it! While its difficult to think about the future or prepare for natural disasters, accidents, or injuries — they happen! Be adamant about setting aside a certain amount every paycheck. Shoot for 10 to 15 percent, but anything is better than nothing, even if its $20.
  • Check your checks. Debit card purchases appear on your account immediately, whereas checks can take up to a week to be cashed. In that time, the lattes add up; the account is drained; and its a pain (and financial drain) to deal with a bounced check.
  • View your account history daily. Save your receipts and double check the charges on your online banking. Theres nothing worse than a hefty overdraft fee due to negligence. Everyone makes mistakes, but youre better off (and richer too) if youre the one catching them.

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Friday, May 5, 2017

UK Pink Trial Rape Case Girls full past sexual history will be scrutinized in courts

UK Pink Trial Rape Case Girls full past sexual history will be scrutinized in courts


UK Pink Trial Rape Case Girls full past sexual history will be scrutinized in courts
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Thursday, April 20, 2017

Voter Ids to be connected with Aadhar Card

Voter Ids to be connected with Aadhar Card






The commission would launch a drive from March one to link Aadhaar variety with electoral rolls Associate in Nursing exceedingly bid to comb out multiple elector cards and phony voters and place in situ an authentic information.

According to the offered knowledge with the ECI, there square measure eighty four large integer voters in Bharat.
Chief Election Commissioner HS Brahma told reporters here on Saturday that this ‘Electoral Roll Purification and Authentication Drive’ (ERPAD) across all the 676 districts is planned to be completed by August 15 this year.
“We square measure about to mix the information of each the cards of each individual elector within the country. Multiple cards within the name of same person and elector ID cards with pretend info are eliminated once gathering the information,” the CEC same.
Under the new theme, each elector should update their Aadhaar Card numbers within the net portal of ECI that was launched on Gregorian calendar month twenty five. Any elector WHO has access to the web will update their knowledge on the portal once the drive is formally launched on March one. itll conjointly offer a chance to form changes to the main points in elector ID cards. Any error within the address, orthography of the name and date of birth of the voters may be corrected by change the proper knowledge on the portal. although the international organization is keen on linking Aadhaar with EPIC cards, its not obligatory for the voters to update their knowledge. folks will still solid their vote while not change the Aadhar knowledge. For those Indian nationals WHO square measure settled in foreign countries, the ECI has provided AN choice to use the information within the passport or license rather than Aadhar card. Brahma more same, voters in Naxalite-affected areas and from remote areas of northeast states are given overtime for change their details. people who square measure however to induce their Aadhar cards will still apply for it and end the method before the point in time, he added.
The CEC, WHO was visiting Hyderabad for the primary time once assumptive charge, same the proposal to extend the amount of Assembly seats in Telangana wants constitutional amendments and also the issue is currently within the hands of Union government.
                                          Link Voter Id With Aadhaar Online:


                           Click Here To Link Voter Id With Aadhaar Online 

Online ballot

Talking regarding the proposal to introduce on-line ballot, Brahma same it wants a constitutional change and also the commission is additionally seeking response from all the political parties on the proposal. Saying, the ballot method has to be updated in keeping with changes across the world, he declared that around eight 100000 obsolete EVM machines are replaced before long. The proposal to form ballot obligatory is however to be set, he said.

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Monday, April 3, 2017

UP Scholarship to be connected with Aadhar Card

UP Scholarship to be connected with Aadhar Card





                                          Link UP Scholarship With Aadhaar Online:
Uttar Pradesh is the latest Students informed the state government took a decision to the Future scholarship which will be the Aadhaar card
                           Click Here To Link Scholarship to be connected with Aadhar Card

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Friday, March 17, 2017

Aadhar can before long be a universal document for Opening Bank Account

Aadhar can before long be a universal document for Opening Bank Account





The Reserve Bank India issued a notification stating the formally valid documents for gap checking account. run batted in has revised the grasp your client pointers with the governments interference of cash wash norms.

The list of valid documents includes Aadhar Card, PAN card,licence, passport, or the NREGA card. This list is comparable to the previous solely the modification is the other document as is also needed by the institution|bank|banking concern|financial institution|financial organization|financial organisation} or financial institution or treater is replaced by any document notified by the central government.

It has been reported that before long Aadhar can become a universal document for gap a checking account. itll be simple for the purchasers currently to open the account with Aadhar Card. Most of the un banked client might not have the opposite 5 valid documents. With the Aadhar Card currently the minors can even simply open their account.

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Friday, March 10, 2017

Banking tips that should be aware

Banking tips that should be aware


?How to choose the best bank for you

In the old days, choosing a bank wasn’t that difficult. You simply picked the bank closest to where you lived or worked. You got to know the tellers and managers, and you kept your savings and checking accounts there. When it was time to buy a home, you may have even applied for your mortgage there, too.
Times have changed. Although banks would love to keep more customers in house, many of us go to one bank for our checking account, another for savings, and two or three more for our credit cards and other loans. Such is the reality of a competitive marketplace.

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Banking And Financial Awareness (Covering General Banking & Socio-Economic Awareness) IBPS Bank PO/SO/MT,IBPS Clerk,RRBs Office Assistant & Officer Rbi,SBI PO & Clerk

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?Checking accounts

Your primary banking relationship is most likely where we keep our checking account. It’s the bank or credit union we interact with most often: Depositing paychecks, paying bills, and withdrawing cash. You want this kind of account to be:

Convenient
Can you easily get cash — either at branches or via free ATMs?
Can you make deposits — at branches or remotely with an app?
Free
Does the bank or credit union offer free checking without a minimum balance?
Does the bank charge you to use other banks’ ATMs?
Does it offer a network of free ATMs or reimbursements for using other ATMs?
As you search for a free checking account, you may find the need to compromise: the banks that are most convenient (lots of branches and  advanced technology) may be the ones with fees. Smaller banks and credit unions may have fewer locations but can often offer more rewarding accounts and more personal service.

?Savings accounts

As you get savvier with your money, you’ll come to realize that your local bank or credit union — while great for your checking account — isn’t the best place to keep your savings. That’s because:
Special online-only banks can pay up to 10 times more interest on savings accounts than local banks.
If you keep your savings alongside your checking account it can be tempting — and far too easy — to dip into your savings more often than you should.

?Certificates of Deposit (CDs)

Finally, certificates of deposit, or CDs can offer a better interest rate on your savings if you’re willing to commit your money for a set term, as withdrawing it early will require paying a penalty and forfeiting some or all of your interest. You can open many CDs online even if you don’t have other accounts with that bank.

?Banking tips and important questions to ask

Before you open a new bank account, take time to understand the account you’re opening.
Ask for a schedule of fees:
Ask a customer service rep about any you don’t understand.
Take note of any requirements to get the accounts benefits (that may be a minimum balance, a minimum number of debit card transactions each month, or that you must use direct deposit and online billpay at least once a month).
On checking accounts, decide whether you want overdraft protection: 
This service that will allow your debit card to work even if you have insufficient funds in your account, but at a high price — up to $39 per transaction. It may be embarrassing to get your card declined now and then, but it can save you hundreds a year if you tend to let your bank balance get low frequently.
Use different accounts for different purpose: 
Although more bank accounts means more paperwork and another password to remember, using two or more bank accounts to segregate your money can actually make managing money easier because you’ll always know what money is available to spend and what money is set aside.

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