Showing posts with label knowledge. Show all posts
Showing posts with label knowledge. Show all posts
Wednesday, May 10, 2017
Banking tips that should be aware Account knowledge
Banking tips that should be aware Account knowledge
- Know the fees associated with your account. Ask what types of fees to expect and how you can avoid them. They creep up, and your bank might not prepare you for new fees either. For instance, large banks like Bank of America are instating monthly fees for debit card usage. While charges are between $3-$5, its still a pretty significant fee for debit card users.
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Banking And Financial Awareness (Covering General Banking & Socio-Economic Awareness) IBPS Bank PO/SO/MT,IBPS Clerk,RRBs Office Assistant & Officer Rbi,SBI PO & Clerk
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- Your purchasing habits are stored. In the ever-connected modern day world, purchases made by debit and credit cards are stored and analyzed. This might not mean a whole lot to you in terms of your debit card usage, but companies could use the data to determine your interest rates for credit cards. Keep that in mind if you tend to make not-so-responsible choices like purchasing huge items spontaneously or blowing your paycheck in a 24-hour period. Otherwise, opt to make more cash purchases.
- Limit the amount of transfers you make. I had a lot of savings from working during college, but I quickly drained those resources in the real world and racked up killer transfer fees. Banks obviously want you to keep your money in the bank, so budget yourself before you transfer money out of the account. This way you arent forced to pay more fees than necessary.
- Save, save, save! In your 20s, its a day-to-day financial struggle; I get it! While its difficult to think about the future or prepare for natural disasters, accidents, or injuries — they happen! Be adamant about setting aside a certain amount every paycheck. Shoot for 10 to 15 percent, but anything is better than nothing, even if its $20.
- Check your checks. Debit card purchases appear on your account immediately, whereas checks can take up to a week to be cashed. In that time, the lattes add up; the account is drained; and its a pain (and financial drain) to deal with a bounced check.
- View your account history daily. Save your receipts and double check the charges on your online banking. Theres nothing worse than a hefty overdraft fee due to negligence. Everyone makes mistakes, but youre better off (and richer too) if youre the one catching them.
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Tuesday, March 28, 2017
Indian States Capitals Chief Ministers Governors GK General Knowledge Current Affairs
Indian States Capitals Chief Ministers Governors GK General Knowledge Current Affairs
GK | General Knowledge | Current Affairs | Indian States Capitals, Chief Ministers, Governors GK (General Knowledge ) | Current Affairs | GK 2013, Indian Chief Ministers, Indian Capitals, Indian Governors, Indian State Capitals, Current Affairs, General Knowledge, Indian States | Indian General Knowledge Questions | India Current affairs
India Prime Ministers List
India Prime Ministers List
HI Friends! Here is INDIAN STATE CAPITALS, CHIEF MINISTERS, GOVERNORS, information provided here. In All Most Competitive exams asked GK (General Knowledge) & Current Affairs questions are related to the Politicians, Government of India, INDIAN STATE CAPITALS, CHIEF MINISTERS, GOVERNORS will be asked. So Guys in Order Help you in Your Exams preparation.
Latest 2014 Chief Ministers and Governors List
Latest 2014 Chief Ministers and Governors List
| STATE | CAPITAL NAME | Governor Name | Chief Minister Name |
| Andhra Pradesh | Hyderabad | E.S Lakshmi Narasimhan | Nara Chandra Babu Naidu |
| Aruna Chal Pradesh | Ita Nagar | Jyothi Prasad Rajkhowa | Nabam Tuki |
| Assam | Dispur | Padmanabha Balakrishna Acharya | Tarun Gogoi |
| Bihar | Patna | Ram Nath Kovind | Nithish Kumar |
| Chhattishgarh | Raipur | Balrmaji Das Tandon | Dr. Raman Singh |
| Delhi | - | - | Arvind Kejriwal |
| Goa | Panaji | Mridula Sinha | Laxmikant Parwkar |
| Gujarat | Gandhinagar | Om Prakash Kohli | Anandiben Patel |
| Haryana | Chandigar | Kaptan Singh Solanki | Manohar Lal Khatter |
| Himachal Pradesh | Simla | Acharya dev vrat | Virbhadra Singh |
| Jammu & Kashmir | Srinagar (Summer) Jammu(winter) | N.N. Vohra | Mufti Mohammed Sayeed |
| Jharkhand | Ranchi | Draupadi Murmu | Raghubar Das |
| Karnataka | Bang lore | Vajubhai Vala | Siddah Ramaiah |
| Kerala | Thiruvanantapuram | Sathasivam. P | Oommen Chandi |
| Madhya Pradesh | Bhopal | Ram Naresh yadav | Shivaraj Singh Chouhan |
| Maharashtra | Mumbai | Vidyasagar Rao. C | Devendra Fadnavis |
| Manipur | Imphal | Syed Ahmed | Okram Ibobi Singh |
| Meghalaya | Shillong | Shanmuganthan. V | Mukul Sangma |
| Mizoram | Aizwal | Nirbhay Sharma | Pu Lalthanhawla |
| Nagaland | Kohima | Padmanabha acharya | TR Zeling |
| Orissa | Bhubaneswar | SC Jamir | Naveen Patnaik |
| Puducherty | - | - | N. Rangaswamy |
| Punjab | Chandigarh | Kaptan Singh solanki | Prkash Singh Badal |
| Rajasthan | Jaipur | Kalyan singh | Vasundara Raje |
| Sikkim | Gangtok | Shriniwas Dadasaheb Patil | Pawan Chamling |
| Tamil Nadu | Madras | Dr K. Roshaiah | Jayalalitha |
| Telangana | Hyderabad | ESLN Narasimhan | K Chadra sekhar Rao |
| Tripura | Agartala | Tathagat roy | Manik Sarkar |
| Uttar Pradesh | Lucknow | Ram Naik | Akhilesh Yadav |
| Uttarakhand | Dehradun | Krishna Kant Paul | Harish Rawat |
| West Bengal | Culcutta | Keshari Nath Tripathi | Mamatha benerji |
Candidates this article is Useful to you for your competitive Exams Preparation. Please Inform Me in case if any changes of Chief ministers, Governors, list in any thing wrong.. So That we can update. Thank U........
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